3SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Derek San Filippo Derek is a freelance writer who spends his off time either working with his rescue animals or writing children’s books. He lives in San Diego with his beautiful wife … Web: www.financialfeed.com Details Life can be unpredictable. It can be downright hard. Sometimes people get sideswiped so badly, they can’t quite recover. Imagine having bill after bill and no way to pay them. No one wants to entertain that idea. Assuming this does happen, or you think you’re on your way, there is something you can do so you don’t lose everything. Think of it as a possible fresh start.Bankruptcy has a negative ring to it, as well it should. After all, if you’re filing for bankruptcy, something horrible has happened. Bankruptcy can help, however. There are different types. This article goes over bankruptcy in broad strokes to give you an idea of what it looks like.So, what is it?Simply put, bankruptcy is the clearing away of debt. Should the situation arise, and you cannot financially pay your bills, a court can decide to remove the debt in some way. This is meant to give you another go at life.Am I likely to get it?More likely than you’d think. A 2016 study by The American Bankruptcy Institute found that almost 96% of the people who filed Chapter 7 bankruptcy were approved.How do I know when to file?According to Bill Fay of debt.org, a good rule of thumb is if it will take you more than five years to pay off all your debt, you might want to consider bankruptcy. This is no substitute for contacting a financial planner and seeing what they say. It’s just something to think about.Is there a downside?Indeed, there is. Yes, your debt will go away, but this does affect your credit score and potentially your ability to get new credit. Also, some debt can’t be eliminated, such as student loans.ConclusionBankruptcy may be your answer to the financial hole you can’t seem to dig yourself out of. If you think this is the case, please consult a bankruptcy attorney or financial advisor if you can. It isn’t the prettiest way to get rid of your debt, but it is a way. read more

Despite the strict protocols in place surrounding the burial of victims and suspected victims of COVID-19 there have been a number of incidents reported recently of family and friends forcibly carrying off the bodies of dead patients from hospitals to be buried according to their own wishes.On June 3, hundreds of people descended on Dadi Hospital in Makassar, South Sulawesi, to take away the body of a patient under surveillance (PDP) who died two days after being admitted to the hospital.Hospital director Arman Bausat confirmed the incident, saying that the hospital could not do much to prevent the removal as some of those at the scene were armed with sharp weapons. CCTV footage showed seven people entering the intensive care unit (ICU) room and immediately taking the body away. “If we had prevented them, there may have been undesirable consequences. So, I instructed [the medical staff] to let them go just to avoid bloodshed,” Arman told kompas.com last Thursday.The patient had been previously admitted to Akademis Jaury Hospital and was transferred to Dadi Hospital after showing symptoms of coughing, severe fever, shortness of breath and vomiting.Arman said his hospital had yet to take samples of the patient for examination. Before the body was taken away, Dadi Hospital and the task force were planning to bury it at the Maccanda Cemetery in Gowa regency under COVID-19 protocols.Four days later, on Sunday evening, about 150 people flocked Stella Maris Hospital also in Makassar to forcibly remove the body of a PDP, a woman in her 50s who had died hours after showing severe symptoms. A joint force of the Indonesian Military and the National Police was deployed, leading to a clash between the crowd and the security forces.Read also: More mental health workers needed to address effects of COVID-19The mob successfully broke through the military and police lines and carried away the body of the victim on a stretcher covered with a sarong.Ujung Pandang Police chief Comr. Wahyu Basuki acknowledged that the security personnel were overwhelmed. “We tried to prevent and disperse them, but we were outnumbered and they finally took the body away,” Wahyu said.Before Sunday’s incident, the bodies of two other PDPs were forcibly removed by family members for burial, according to hospital director Luisa Nuhuhita.South Sulawesi Police spokesperson Sr. Comr. Ibrahim Tompo said that removing dead bodies without the hospital’s approval was a criminal act.“It is criminal, especially when it can affect the wider community, and we will investigate further,” Ibrahim said.In Surabaya, East Java, a video that recently went viral appeared to show both the dead body of a COVID-19 patient and a hospital bed being removed from a hospital by people in Semampir district.Semampir district head Siti Hindun Robba Humaidiyah said the incident happened on June 4, adding that the patient’s family insisted on taking the body home as they believed that the patient did not die from COVID-19.“They denied it was COVID-19, even though the result of the patient’s swab test was positive,” Siti said.District officials, community health center staff and local figures later visited the family to ask that the body be buried according to the COVID-19 protocols, to which they finally agreed. Family members in contact with the body were also asked to undergo a rapid test.Read also: Bandung to close three markets after sellers tested positive for COVID-19Also in Surabaya, family members, backed by hundreds of ojek (motorcycle taxi) drivers, flocked to Dr. Soetomo General Hospital to carry off the dead body of a fellow driver from the hospital’s mortuary.Hospital spokesperson Pesta Parulian Edward said the 39-year-old patient, identified only as DAW, was admitted to the hospital after an accident, but was put under surveillance for COVID-19 by the hospital after an examination by the medical team.One of the patient’s friends, Suroso, said that DAW was attacked while delivering a food order for a customer, fell from his motorbike and was injured. DAW was treated for four days at the hospital but his condition deteriorated.The body was buried by the family at midnight on Sunday but not in compliance with health protocols.Yogyakarta State University (UNY) sociologist Amika Wardhana said such incidents happened for at least two reasons; deeply rooted religious and cultural beliefs surrounding death and Indonesians’ apathy regarding the pandemic.“In the Indonesian tradition, among all religions and cultures, death is an important stage in life. Meanwhile, the COVID-19 burial protocols are very simple and fast, which some may see as culturally disrespectful and unacceptable,” he told The Jakarta Post on Tuesday.Moreover, he said, the government’s poor handling of such critical situations had led to imperfect understanding among the public of the pandemic and even disbelief that the country was facing a serious and rapidly spreading disease.On Tuesday afternoon Indonesia recorded its highest daily number of 1,043 new confirmed COVID-19 cases, bringing the total number of infections nationwide to 33,076, with 1,923 fatalities. (syk)Topics : read more